Money Laundering Regulations 2026

The UK Government laid the Money Laundering and Terrorist Financing (Amendment) Regulations 2026 before Parliament on 25 March 2026.

These targeted amendments to the 2017 Money Laundering Regulations (MLRs) They are expected to come into effect in June/July 2026. This will impact ALL supervised firms.

The changes refine Customer Due Diligence (CDD),Enhanced Due Diligence (EDD), and High-risk country rules.

CDD monetary thresholds will switch from euros to sterling (using a one-to-one conversion, except where needed for FATF alignment). Key examples include:

Occasional transactions: €1,000 → £800

Certain high-value triggers: €15,000 → £12,000/£10,000 and other limits restated in GBP.

Immediate steps compliance teams should be taking now

1. Gap analysis against the new rules.

2. Update systems and thresholds for sterling values.

3. Revise policies and risk frameworks.

4. Train and communicate with teams.

Lime can help with this process. Get in touch for a free, confidential consultation.