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Money Laundering Regulations 2026

The UK Government laid the Money Laundering and Terrorist Financing (Amendment) Regulations 2026 before Parliament on 25 March 2026.

These targeted amendments to the 2017 Money Laundering Regulations (MLRs) They are expected to come into effect in June/July 2026.

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Documentation

The first obligation placed on supervised entities is to have a risk assessment. Then they must “establish and maintain policies, controls and procedures to mitigate and manage effectively the risks of money laundering and terrorist financing…”

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High Risk Third Countries

High Risk Third Countries can be a confusing area, and exists alongside, not instead of Firm’s own risk assessments.

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High-risk and other monitored jurisdictions

In August, HMRC reminded supervised entities that Turkey and Jamaica had been removed from the grey list in June. However, they neglected to mention that Monaco and Venezuela had been added—or “recognised” in the wording of FATF.

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AML 4 MSB 11. More SARS

As a general rule -

Money Service Businesses are viewed as high risk. Money Service Businesses do not do enough SAR. When in doubt - report.

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